CyberShield India
Cyber Fraud Alert

How to Report QR Code / OLX Payment Scam

Immediate legal action steps, evidence preservation, and formal dispute drafting guide.

Scam Anatomy & Modus Operandi

  • 1

    Victim lists an item for sale on OLX, Facebook Marketplace, or Quikr.

  • 2

    Scammer calls immediately, agreeing to pay the full price without bargaining, often claiming to be Army personnel.

  • 3

    Scammer says they cannot pay directly and sends a QR Code or a 'Pay Request' link on WhatsApp.

  • 4

    They trick the victim into entering their UPI PIN under the guise of 'receiving' the money. Entering a UPI PIN always deducts money.

Legal Categorization

When filing your FIR or cyber complaint, it is crucial to cite the correct statutory provisions to ensure proper investigation.

Section 66D IT Act, 2000 & Section 318(4) BNS / Section 420 IPC

Immediate Action Checklist

  • Call 1930 and provide the exact 12-digit UTR of the transaction to freeze the scammer's bank account.
  • Report the scammer's UPI ID and phone number to your UPI app (PhonePe/GPay) via the Help section.
  • Do not delete the WhatsApp chat or the QR code image sent by the scammer.

Draft Your Formal Cyber Complaint

Ready to file your official report? Use our automated tool to generate a perfectly formatted PDF adhering to Indian IT Act standards.

Open Complaint Generator